@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:200 900;font-display:swap;src:url(/fonts/source-serif-4.woff2) format("woff2")}@font-face{font-family:Hanken Grotesk;font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/hanken-grotesk.woff2) format("woff2")}@font-face{font-family:IBM Plex Mono;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/ibm-plex-mono-500.woff2) format("woff2")}@font-face{font-family:IBM Plex Mono;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/ibm-plex-mono-600.woff2) format("woff2")}:root{--bg: #ffffff;--paper: #f6faf8;--surface: #eef4f2;--surface-2: #e3ece8;--ink: #06211b;--ink-soft: #103830;--body: #2c453f;--muted: #627872;--line: #dae5e1;--line-strong: #c4d5cf;--hair: rgba(6, 33, 27, .1);--hair-dark: rgba(255, 255, 255, .13);--accent: #0e9e6e;--accent-strong: #096a4b;--accent-soft: #e4f4ee;--accent-line: #b9e3d3;--accent-glow: rgba(14, 158, 110, .22);--mint: #6fd3ac;--gold: #b9791a;--gold-ink: #6f4e0f;--gold-soft: #f9f0dc;--gold-line: #e9d6ab;--display: "Source Serif 4", Georgia, "Times New Roman", serif;--sans: "Hanken Grotesk", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--mono: "IBM Plex Mono", ui-monospace, "Cascadia Mono", "Segoe UI Mono", "Roboto Mono", monospace;--radius: 10px;--radius-sm: 7px;--shadow-sm: 0 1px 2px rgba(6, 33, 27, .06);--shadow: 0 1px 2px rgba(6, 33, 27, .05), 0 14px 34px -20px rgba(6, 33, 27, .3);--shadow-lg: 0 2px 6px rgba(6, 33, 27, .06), 0 40px 70px -34px rgba(6, 33, 27, .45);--noise: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");--maxw: 1140px;--prose: 46rem}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--body);font-family:var(--sans);font-size:1.05rem;line-height:1.68;font-weight:400;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;height:auto}h1,h2,h3,h4{font-family:var(--display);font-optical-sizing:auto;color:var(--ink);font-weight:620;line-height:1.12;letter-spacing:-.012em;margin:0 0 .5em;text-wrap:balance}h1{font-size:clamp(2.4rem,1.35rem + 4.1vw,4rem);letter-spacing:-.02em;line-height:1.04}h2{font-size:clamp(1.65rem,1.2rem + 1.8vw,2.3rem);margin-top:2.2em;letter-spacing:-.016em}h3{font-size:clamp(1.2rem,1.05rem + .55vw,1.4rem);margin-top:1.7em}p{margin:0 0 1.15em}a{color:var(--accent-strong);text-decoration-thickness:1px;text-underline-offset:2px}a:hover{color:var(--ink)}strong{color:var(--ink);font-weight:600}hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}a:focus-visible,.btn:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:4px}.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}.tnum{font-variant-numeric:tabular-nums}.mono{font-family:var(--mono);font-feature-settings:"zero" 0}.lede{font-size:clamp(1.06rem,1rem + .45vw,1.24rem);color:var(--body)}.kicker{display:inline-flex;align-items:center;gap:9px;font-family:var(--mono);font-weight:500;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0 0 14px}.kicker .k-num{color:var(--accent-strong);font-weight:600}.kicker .k-line{width:26px;height:1px;background:var(--line-strong)}[data-reveal]{opacity:1}@media(prefers-reduced-motion:no-preference){[data-reveal]{opacity:0;animation:riseIn .72s cubic-bezier(.22,.68,.2,1) both;animation-delay:var(--d, 0s)}}@keyframes riseIn{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}}.site-header{position:sticky;top:0;z-index:50;background:#ffffffd1;backdrop-filter:saturate(150%) blur(14px);-webkit-backdrop-filter:saturate(150%) blur(14px);border-bottom:1px solid var(--line)}@supports not ((backdrop-filter: blur(1px)) or (-webkit-backdrop-filter: blur(1px))){.site-header{background:var(--bg)}}.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:13px;padding-bottom:13px}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--display);font-size:1.4rem;font-weight:640;letter-spacing:-.018em}.logo svg{width:32px;height:32px;flex:none}.logo .accent{color:var(--accent-strong)}.site-nav{display:flex;align-items:center;gap:3px;flex-wrap:wrap}.site-nav a{text-decoration:none;color:var(--body);font-size:.95rem;font-weight:500;padding:8px 13px;border-radius:8px}.site-nav a:hover{background:var(--surface);color:var(--ink)}.site-nav a.cta{background:var(--ink);color:#fff;font-weight:600;margin-left:4px}.site-nav a.cta:hover{background:var(--ink-soft);color:#fff}.site-footer{margin-top:5rem;background:var(--ink);color:#a6c0b8;font-size:.92rem;line-height:1.65}.site-footer .container{padding-top:48px;padding-bottom:36px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px}@media(max-width:720px){.footer-grid{grid-template-columns:1fr;gap:28px}}.site-footer h4{color:#fff;font-family:var(--mono);font-weight:500;font-size:.74rem;text-transform:uppercase;letter-spacing:.12em;margin:0 0 1.1em}.site-footer a{color:#cfe0da;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin-bottom:.6em}.footer-bottom{border-top:1px solid var(--hair-dark);margin-top:36px;padding-top:22px;font-size:.82rem;color:#7d968f}.btn{display:inline-flex;align-items:center;gap:8px;background:var(--ink);color:#fff;font-family:var(--sans);font-weight:600;font-size:1rem;text-decoration:none;padding:13px 22px;border-radius:var(--radius-sm);border:0;cursor:pointer;box-shadow:var(--shadow-sm);transition:background .15s ease,transform .15s ease,box-shadow .15s ease}.btn:hover{background:var(--ink-soft);color:#fff;transform:translateY(-1px);box-shadow:0 12px 24px -12px #06211b8c}.btn .arw{transition:transform .15s ease}.btn:hover .arw{transform:translate(3px)}.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line-strong);box-shadow:none}.btn.ghost:hover{background:var(--surface);color:var(--ink);transform:translateY(-1px)}.btn.on-dark{background:#fff;color:var(--ink)}.btn.on-dark:hover{background:var(--accent-soft);color:var(--ink)}.hero{position:relative;background:var(--paper);border-bottom:1px solid var(--line);padding:clamp(40px,3vw + 30px,76px) 0 clamp(38px,3vw + 28px,66px)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(32px,4vw,66px);align-items:center}@media(max-width:940px){.hero-grid{grid-template-columns:1fr;gap:40px}}.hero-copy{max-width:40rem}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--accent-strong);background:var(--accent-soft);border:1px solid var(--accent-line);border-radius:999px;padding:6px 13px 6px 11px;margin-bottom:22px}.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--accent);flex:none;box-shadow:0 0 0 0 var(--accent-glow)}@media(prefers-reduced-motion:no-preference){.eyebrow .dot{animation:pulse 2.6s ease-out infinite}}@keyframes pulse{0%{box-shadow:0 0 0 0 var(--accent-glow)}70%,to{box-shadow:0 0 0 7px #0e9e6e00}}.hero h1{max-width:16ch;margin-bottom:.4em}.hero .lede{font-size:clamp(1.08rem,1rem + .5vw,1.26rem);color:var(--body);max-width:44ch}.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-note{display:flex;align-items:center;gap:8px;margin-top:20px;font-size:.9rem;color:var(--muted)}.hero-note svg{width:17px;height:17px;color:var(--accent);flex:none}.ledger{background:var(--bg);border:1px solid var(--line-strong);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}.ledger-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 20px;border-bottom:1px solid var(--line);background:var(--surface);font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}.ledger-head .lh-live{display:inline-flex;align-items:center;gap:6px;color:var(--accent-strong)}.ledger-head .lh-live .dot{width:6px;height:6px;border-radius:50%;background:var(--accent)}.ledger-rows{padding:4px 20px}.ledger-row{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:15px 0;border-top:1px solid var(--hair);text-decoration:none;color:var(--body);transition:padding .15s ease}.ledger-row:first-child{border-top:0}.ledger-row:hover{padding-left:6px;padding-right:0}.ledger-row .lg-name{display:flex;flex-direction:column;gap:1px;font-size:.98rem;font-weight:600;color:var(--ink);line-height:1.25}.ledger-row .lg-sub{font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}.ledger-row .lg-price{font-family:var(--mono);font-weight:600;font-size:clamp(1.35rem,1.1rem + 1vw,1.7rem);color:var(--accent-strong);letter-spacing:-.045em;white-space:nowrap;flex:none}.ledger-row:hover .lg-name{color:var(--accent-strong)}.ledger-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 20px;border-top:1px solid var(--line);background:var(--surface);font-size:.85rem}.ledger-foot a{font-weight:600;text-decoration:none}.ledger-foot a:hover{text-decoration:underline}.ledger-foot .lf-note{font-family:var(--mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.marquee{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg);overflow:hidden;padding:13px 0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}.marquee-track{display:flex;width:max-content;gap:0}@media(prefers-reduced-motion:no-preference){.marquee-track{animation:marquee 46s linear infinite}.marquee:hover .marquee-track{animation-play-state:paused}}@keyframes marquee{to{transform:translate(-50%)}}.marquee-item{display:inline-flex;align-items:center;gap:16px;padding:0 26px;font-family:var(--mono);font-size:.82rem;font-weight:500;letter-spacing:.04em;color:var(--ink);white-space:nowrap}.marquee-item:after{content:"·";color:var(--accent);font-size:1.1em}.marquee-item .mi-price{color:var(--accent-strong)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}@media(max-width:860px){.card-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.card-grid{grid-template-columns:1fr}}.guide-card{position:relative;display:flex;flex-direction:column;gap:7px;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-decoration:none;color:var(--body);box-shadow:var(--shadow-sm);transition:border-color .15s ease,transform .15s ease,box-shadow .15s ease;overflow:hidden}.guide-card:before{content:"";position:absolute;left:0;top:0;height:100%;width:3px;background:var(--accent);transform:scaleY(0);transform-origin:top;transition:transform .18s ease}.guide-card:hover{border-color:var(--accent-line);transform:translateY(-3px);box-shadow:var(--shadow)}.guide-card:hover:before{transform:scaleY(1)}.guide-card .cat{font-family:var(--mono);font-size:.68rem;font-weight:500;text-transform:uppercase;letter-spacing:.1em;color:var(--accent-strong)}.guide-card h3{margin:0;font-size:1.14rem;font-family:var(--display);font-weight:640;letter-spacing:-.008em;line-height:1.3}.guide-card .price{font-family:var(--mono);font-size:1.35rem;font-weight:600;color:var(--ink);letter-spacing:-.04em;margin-top:auto;padding-top:12px}.guide-card .range{font-family:var(--mono);font-size:.8rem;color:var(--muted);letter-spacing:-.01em}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin:3.4rem 0 1.4rem;flex-wrap:wrap}.section-head h2{margin:0}.section-head a{font-weight:600;font-size:.94rem;white-space:nowrap}.breadcrumbs{font-family:var(--mono);font-size:.76rem;letter-spacing:.02em;color:var(--muted);margin:24px auto 8px}.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:7px;margin:0;padding:0}.breadcrumbs li+li:before{content:"/";margin-right:7px;color:var(--line-strong)}.breadcrumbs a{color:var(--muted);text-decoration:none}.breadcrumbs a:hover{color:var(--accent-strong);text-decoration:underline}.article-head{max-width:var(--prose);margin:12px auto 0}.article-head .cat-tag{display:inline-block;font-family:var(--mono);background:var(--accent-soft);color:var(--accent-strong);border:1px solid var(--accent-line);border-radius:999px;font-size:.68rem;font-weight:500;letter-spacing:.1em;text-transform:uppercase;padding:5px 12px;margin-bottom:16px}.byline{display:flex;flex-wrap:wrap;gap:6px 18px;align-items:center;font-size:.88rem;color:var(--muted);margin:16px 0 0;padding-bottom:24px;border-bottom:1px solid var(--line)}.byline .reviewed{color:var(--accent-strong);font-weight:600}.prose{max-width:var(--prose);margin:0 auto}.prose>:first-child{margin-top:1.6rem}.prose h2{padding-bottom:.3em;border-bottom:1px solid var(--line)}.prose ul,.prose ol{padding-left:1.4em;margin:0 0 1.2em}.prose li{margin-bottom:.45em}.prose li::marker{color:var(--accent)}.prose blockquote{margin:1.6em 0;padding:14px 20px;background:var(--accent-soft);border-left:3px solid var(--accent);border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:var(--ink)}.prose blockquote p:last-child{margin-bottom:0}.prose table{width:100%;border-collapse:collapse;margin:1.6em 0;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden;font-size:.95rem;line-height:1.5;display:block;overflow-x:auto;white-space:normal}.prose table thead th{background:var(--ink);color:#fff;text-align:left;font-family:var(--mono);font-weight:500;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:12px 15px}.prose table td{padding:12px 15px;border-top:1px solid var(--line);vertical-align:top}.prose table td:last-child{font-family:var(--mono);font-size:.9rem;letter-spacing:-.01em;color:var(--ink);white-space:nowrap}.prose table tbody tr:nth-child(2n){background:var(--surface)}.prose table td strong{color:var(--accent-strong)}.quick-answer,.calc-result,.cta-panel{position:relative;isolation:isolate;overflow:hidden}.quick-answer:before,.calc-result:before,.cta-panel:before{content:"";position:absolute;inset:0;z-index:-1;background-image:var(--noise);background-size:140px 140px;opacity:.05;mix-blend-mode:screen;pointer-events:none}.quick-answer:after,.calc-result:after,.cta-panel:after{content:"";position:absolute;z-index:-1;right:-80px;top:-90px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,var(--accent-glow),transparent 70%);pointer-events:none}.quick-answer{max-width:var(--prose);margin:28px auto 0;background:var(--ink);color:#fff;border-radius:var(--radius);padding:26px 28px;box-shadow:var(--shadow)}.quick-answer .qa-label{font-family:var(--mono);font-size:.7rem;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--mint);margin-bottom:10px}.quick-answer .qa-avg{font-family:var(--mono);font-weight:600;font-size:clamp(2.1rem,1.4rem + 3vw,2.9rem);line-height:1.04;letter-spacing:-.05em}.quick-answer .qa-range{font-family:var(--mono);font-size:1rem;color:#c8ded7;margin-top:8px;letter-spacing:-.01em}.quick-answer .qa-note{font-size:.85rem;color:#96b3ab;margin-top:14px;border-top:1px solid var(--hair-dark);padding-top:13px}.callout{margin:1.6em 0;padding:16px 20px;border:1px solid var(--accent-line);background:var(--accent-soft);border-radius:var(--radius-sm);font-size:.98rem}.callout.warn{background:var(--gold-soft);border-color:var(--gold-line)}.callout.warn strong{color:var(--gold-ink)}.callout>:last-child{margin-bottom:0}.toc{max-width:var(--prose);margin:26px auto 0;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);padding:20px 24px;font-size:.94rem}.toc strong{display:block;font-family:var(--mono);font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);margin-bottom:12px;font-weight:500}.toc ol{margin:0;padding-left:1.3em;columns:2;column-gap:2.5em}@media(max-width:640px){.toc ol{columns:1}}.toc li{margin-bottom:6px;break-inside:avoid}.toc a{text-decoration:none;color:var(--accent-strong)}.toc a:hover{text-decoration:underline;color:var(--ink)}.faq{max-width:var(--prose);margin:0 auto}.faq details{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:10px;padding:0 20px}.faq details[open]{border-color:var(--accent-line)}.faq summary{cursor:pointer;font-weight:600;color:var(--ink);padding:16px 30px 16px 0;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:2px;top:50%;transform:translateY(-50%);color:var(--accent);font-size:1.5rem;font-weight:400;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{margin:0 0 16px}.sources{max-width:var(--prose);margin:0 auto;font-size:.9rem;color:var(--muted)}.sources ol{padding-left:1.4em}.disclaimer-box{max-width:var(--prose);margin:2.5rem auto 0;font-size:.85rem;color:var(--muted);border:1px solid var(--line);border-left:3px solid var(--line-strong);border-radius:var(--radius-sm);padding:16px 20px;background:var(--surface)}.related{max-width:var(--prose);margin:3rem auto 0}.calc{max-width:var(--prose);margin:28px auto;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}.calc fieldset{border:0;margin:0 0 22px;padding:0}.calc legend,.calc .field-label{font-family:var(--display);font-weight:640;color:var(--ink);font-size:1.02rem;margin-bottom:12px;display:block;padding:0;letter-spacing:-.006em}.calc .opts{display:grid;gap:9px}.calc .opt{display:flex;align-items:flex-start;gap:11px;border:1.5px solid var(--line);border-radius:var(--radius-sm);padding:12px 15px;cursor:pointer;font-size:.95rem;transition:border-color .12s ease,background .12s ease}.calc .opt:hover{border-color:var(--accent-line);background:var(--surface)}.calc .opt:has(input:checked){border-color:var(--accent);background:var(--accent-soft)}.calc .opt input{margin-top:4px;accent-color:var(--accent)}.calc .opt .opt-title{font-weight:600;color:var(--ink);display:block}.calc .opt .opt-sub{font-size:.82rem;color:var(--muted);display:block}.calc select{width:100%;padding:12px 15px;font-size:1rem;font-family:var(--sans);border:1.5px solid var(--line);border-radius:var(--radius-sm);background:var(--bg);color:var(--ink)}.calc-result{background:var(--ink);color:#fff;border-radius:var(--radius-sm);padding:24px 26px;margin-top:6px}.calc-result .cr-label{font-family:var(--mono);font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:var(--mint)}.calc-result .cr-total{font-family:var(--mono);font-weight:600;font-size:clamp(1.8rem,1.3rem + 2.4vw,2.4rem);line-height:1.2;letter-spacing:-.05em;margin-top:4px}.calc-result .cr-breakdown{margin:16px 0 0;padding:14px 0 0;border-top:1px solid var(--hair-dark);font-family:var(--mono);font-size:.82rem;color:#c8ded7;letter-spacing:-.01em}.calc-result .cr-breakdown div{display:flex;justify-content:space-between;gap:12px;padding:3px 0}.calc-note{font-size:.85rem;color:var(--muted);margin-top:15px}.trust-section{margin:3.8rem 0}.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:1.2rem 0 0}@media(max-width:760px){.trust-strip{grid-template-columns:1fr}}.trust-strip .item{position:relative;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px 24px;font-size:.95rem}.trust-strip .item .tnum-tag{font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.1em;color:var(--muted);display:block;margin-bottom:14px}.trust-strip .item .ic{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:10px;background:var(--accent-soft);border:1px solid var(--accent-line);color:var(--accent-strong);margin-bottom:15px}.trust-strip .item .ic svg{width:21px;height:21px}.trust-strip .item h3{margin:0 0 7px;font-size:1.08rem;font-family:var(--display);font-weight:640;letter-spacing:-.006em}.trust-strip .item p{margin:0;color:var(--muted)}.cta-panel{margin:3.6rem 0 1rem;background:var(--ink);color:#c8ded7;border-radius:var(--radius);padding:clamp(32px,5vw,56px)}.cta-panel-copy{position:relative;max-width:54ch}.cta-panel .eyebrow{background:#0e9e6e29;border-color:transparent;color:var(--mint)}.cta-panel h2{color:#fff;margin:0 0 .5em}.cta-panel p{color:#b8d2ca;margin:0 0 1.4em}.cta-panel .cta-panel-actions{margin:0}.page-narrow{max-width:var(--prose);margin:0 auto}.page-narrow h1{margin-top:2.2rem}.updated-tag{font-family:var(--mono);font-size:.8rem;letter-spacing:-.01em;color:var(--muted)}